What you should know about Florida's PIP Law
The Florida Legislature's passage of House Bill 119 significantly changes personal injury protection benefits (PIP) and hurts consumers. Gov. Rick Scott argued for the reform to combat fraud, but consumer advocates say the bill will help the big insurance companies.
If you or a loved one was injured in a car accident due to negligence, it's important to contact an experienced Florida personal injury lawyer who can protect your rights. At Gonzalez & Cartwright, P.A., our attorneys understand state laws and insurance company regulations. We can work hard to get you the compensation you deserve. We know how to go head to head with insurance companies for our clients.
The supporters of the reform argued that fraud was causing Florida auto insurance rates to soar. However, the facts don't appear to support this argument. The average premium in Florida is $1,476, which falls short of the national average of $1,500, according to the website insure.com.
PIP Law not good for consumers
The PIP reform bill was pushed by insurance company lobbyists. Unfortunately, consumers will come out on the losing end.
Under the new PIP law, people injured in car accidents will not receive the PIP benefits they purchased unless they seek treatment within 14 days of the accident. These payments will be capped at $2,500.00 even though the policy holder purchased $10,000.00 in benefits, unless a medical care provider certifies that the insured person has an "emergency medical condition."
Under this legislation, consumers do not have a choice as to when they seek treatment, or the number of times they may visit their physician. They can't even decide which medical professional they can go to for treatment.
Talk to an experienced West Palm Beach car accident lawyer
While Floridians' choices are significantly limited with the PIP Legislation, we believe you still have a smart choice to make after your car accident. Contact a West Palm Beach personal injury lawyer to receive legal guidance. At Gonzalez & Cartwright, P.A., we are ready to answer your questions about the PIP bill and discuss your options.
If you have any questions or concerns regarding your rights under this law, please contact us at (800) 608-2965 for a free consultation.