As a Passenger, Can I Sue After a Car Accident in South Florida?
Passengers Have the Right to Pursue Car Accident Claims in Palm Beach County, Broward County, and Across South Florida
If you were injured by a car accident while riding as a passenger in one of the vehicles involved in the crash, you may wonder about your rights to file a claim or lawsuit to recover compensation for the injuries and losses you’ve suffered due to the accident. As an injured passenger, trying to recover compensation after a car accident may prove incredibly complex and difficult. An experienced law firm can help take out the guesswork and guide you through the process of pursuing a financial recovery.
At Gonzalez & Cartwright, P.A. our South Florida car accident attorneys fight to help injured car accident victims make a full financial, physical, and personal recovery following car crashes that turn our clients’ lives upside down. We work tirelessly to hold liable drivers and insurance companies responsible to provide you with compensation for your injuries and losses. You can trust that our legal team will not rest until we’ve done everything we can to help you recover from a car accident.
Don’t wait another day to begin the process of seeking financial recovery when you’ve been injured through no fault of your own as a passenger in a car accident in South Florida. Contact us for an initial case evaluation to discuss how our experienced attorney can help you seek the financial resources you need and deserve.
How Insurance Can Help You Get Compensation After Being Injured in an Accident
As a passenger injured in a car accident, you have the same right to file an insurance claim for compensation as the drivers of the vehicles involved in the crash. Under Florida’s no-fault insurance system, drivers are required to carry auto insurance that includes personal injury protection coverage. Personal injury protection coverage helps pay for medical bills, lost income, and other economic losses arising from a car accident. A passenger injured in a car crash is typically entitled to file a claim against the personal injury protection coverage under the policy held by the driver of the passenger’s vehicle. If the passenger owns their own vehicle or is otherwise covered by a household member’s auto insurance policy, they may also be entitled to seek PIP coverage under their own policy.
A passenger hurt in a car crash may also be able to seek coverage for their medical expenses through their health insurance policy. However, if the passenger has PIP coverage available to them, the terms of their health insurance policy may require them to first look to the auto insurer for PIP coverage before seeking coverage under health insurance.
If a passenger suffers a serious injury, as defined by Florida law, they may be entitled to file a claim against the at-fault driver or drivers, whether that driver is the operator of another vehicle involved in the crash, or the driver of the passenger’s vehicle, or potentially multiple drivers involved in the accident. If the at-fault driver or drivers don’t have liability coverage under their auto insurance, an injured passenger may be able to turn to uninsured/underinsured motorist coverage under the policy of the driver of the vehicle the passenger was riding in, or under the passenger’s own auto insurance policy, if either policy includes UM/UIM coverage.
Let Gonzalez & Cartwright, P.A. Work to Recover Compensation for You Following a Car Accident in South Florida
Obtaining compensation for injuries suffered as a passenger in a car accident is not always a straightforward process. The South Florida car accident attorneys of Gonzalez & Cartwright, P.A. will fight to make sure that you recover the maximum compensation possible when you’ve been injured in a car accident through no fault of your own as a passenger. Our firm can investigate your accident to determine how the crash occurred and identify the party or parties at fault. We’ll also review the surrounding circumstances of your claim, including insurance coverage that may be potentially available to you, and aggressively negotiate with insurers or with defense attorneys representing the at-fault party or parties to try to reach a settlement that provides you with fair and full compensation. If necessary, our experienced attorneys are ready to advocate for your rights and interests in court.
Call or Contact Our Firm Today for a Free Consultation
If you’ve been injured in a car accident while riding in a vehicle as a passenger, you may have the right to compensation for your injuries. Contact Gonzalez & Cartwright, P.A. today for a free, no-obligation case review to discuss how our firm can help you secure the maximum financial recovery for the expenses and losses you’ve incurred due to the accident.
Frequently Asked Questions about Sueing After a Car Accident as a Passenger in South Florida
If you’re involved in a car accident as a passenger, you should make sure to get the contact and insurance information for each of the drivers involved in the accident, especially the driver of the vehicle you were riding in. If possible, try to take photographs of the accident scene, damage to the vehicles, and any visible injuries you may have suffered. Make sure to get checked out by your doctor or another medical provider to diagnose all your injuries. You’ll want to file a claim with the auto insurance of the driver of your vehicle, as you may be entitled to personal injury protection coverage under the driver’s policy.
Normally, you’d be entitled as a passenger to seek compensation for out-of-pocket medical expenses and lost wages from the personal injury protection coverage under the insurance policy of the driver of your vehicle. However, if your vehicle’s driver was responsible for the accident, you may also be entitled to file a claim for compensation under the normal liability coverage under the driver’s auto policy.