When your child is injured in a car crash, it’s crucial to act swiftly and calmly. Your primary concern should be ensuring everyone’s safety and securing medical help.
Ensuring Safety
First and foremost, ensure the safety of your child and any other passengers. If the accident is minor and it is safe to do so, move your vehicle to the side of the road to prevent further accidents. Turn on your hazard lights to alert other drivers of the situation.
Contacting Emergency Services
Immediately call 911 to report the accident. Provide the dispatcher with accurate details about the location, the number of people injured, and the severity of their injuries. Prompt medical attention is critical, especially for children, as some injuries may not be immediately apparent.
Collecting Evidence and Witness Information
If your child’s injuries are not life-threatening and you are able, start collecting evidence at the scene. Take photographs of the vehicles involved, the accident location, and any visible injuries your child may have sustained. Gather contact information from witnesses, as their statements could be valuable in the future.
Seeking Medical Attention for Your Child
After ensuring immediate safety and notifying emergency services, the next priority is obtaining medical care for your child.
Importance of Prompt Medical Care
Even if your child appears to be unharmed, it is essential to have them evaluated by a healthcare professional. Children may not always communicate their pain or discomfort effectively, and some injuries, such as concussions or internal damage, might not be immediately visible.
Common Injuries in Children from Car Crashes
Children are more susceptible to certain types of injuries in car accidents, including whiplash, fractures, and head trauma. Understanding these common injuries can help you recognize symptoms and seek appropriate care.
Documenting Medical Treatment
Keep detailed records of all medical visits, treatments, and prescriptions. This documentation will be crucial when dealing with insurance companies and if you decide to pursue legal action. Ensure that all injuries and treatments are clearly recorded by medical professionals.
Understanding Florida Car Accident Laws
Navigating the legal landscape after a car accident in Florida can be complex. Familiarizing yourself with the state’s specific laws will help you make informed decisions.
Florida’s No-Fault Insurance Rules
Florida operates under a no-fault insurance system, which means that your own insurance policy will cover your medical expenses and lost wages up to a certain amount, regardless of who was at fault. This is covered under Personal Injury Protection (PIP) insurance.
Liability and Negligence
Understanding liability is critical if your child’s injuries are severe and you need to seek compensation beyond what PIP covers. In Florida, you may pursue a claim against the at-fault driver if the injuries meet certain thresholds of severity, such as significant and permanent loss of a bodily function or permanent injury.
Statute of Limitations for Filing Claims
In Florida, the statute of limitations for filing a personal injury claim is generally four years from the date of the accident. However, the specifics can vary, so it’s crucial to act quickly and consult with a legal professional to ensure you do not miss any important deadlines.
Navigating Insurance Claims and Legal Processes
After addressing immediate medical concerns, the next step is to handle the insurance claims and potential legal processes.
Reporting the Accident to Your Insurance
Notify your insurance company about the accident as soon as possible. Provide them with all necessary information and documentation. Be honest and detailed in your account, but be cautious about providing statements until you have all the facts.
Dealing with Insurance Adjusters
Insurance adjusters will investigate the accident to determine the extent of coverage and compensation. While cooperating is necessary, be mindful of the information you share. Adjusters work for the insurance company and may attempt to minimize the payout. Consider consulting with an attorney before making any formal statements.
When to Consider Hiring an Attorney
If your child’s injuries are severe, if there is a dispute about fault, or if you encounter difficulties with the insurance process, it may be time to consult with an attorney. A legal professional can provide guidance, protect your rights, and help you secure fair compensation.
How Gonzalez & Cartwright, P.A. Can Assist You
Navigating the aftermath of a car accident can be overwhelming, but Gonzalez & Cartwright, P.A. is here to help you every step of the way.
Gonzalez & Cartwright, P.A. specializes in personal injury cases, including car accidents involving children. Our services encompass everything from initial consultation and case evaluation to negotiation with insurance companies and representation in court if necessary.
Having an experienced attorney by your side can make a significant difference in the outcome of your case. Gonzalez & Cartwright, P.A. can help ensure that all legal avenues are explored, your rights are protected, and you receive the compensation necessary to cover medical expenses, pain and suffering, and other damages.
At Gonzalez & Cartwright, P.A., we take pride in our successful track record and the positive feedback from our clients. Families we have represented appreciate our compassionate approach, thorough knowledge of Florida’s legal system, and our dedication to achieving the best possible outcomes.
Dealing with the aftermath of a car accident involving your child is undoubtedly stressful. However, by following these essential steps and seeking professional legal assistance, you can navigate this challenging time with confidence. Gonzalez & Cartwright, P.A. is committed to providing the support and expertise you need to protect your child’s future and ensure they receive the care and compensation they deserve. Contact Gonzalez & Cartwright today at 561-556-3514 or schedule your free consultation online.